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  <!-- Main Pages -->
  <url>
    <loc>https://comparehealthguide.com/</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Plan Types -->
  <url>
    <loc>https://comparehealthguide.com/marketplace-plans</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/employer-plans</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/medicare-plans</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/medicaid-plans</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/short-term-plans</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/specialty-plans</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Tools & Calculators -->
  <url>
    <loc>https://comparehealthguide.com/cost-calculator</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/cost-benefit-simulator</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/aca-subsidy-calculator</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/out-of-pocket-estimator</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/hsa-tracker</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/roi-calculator</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/plan-comparison</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/ai-recommendation</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Resources -->
  <url>
    <loc>https://comparehealthguide.com/health-insurance-guide</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Information Pages -->
  <url>
    <loc>https://comparehealthguide.com/about</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/contact</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Legal Pages -->
  <url>
    <loc>https://comparehealthguide.com/privacy</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/terms</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://comparehealthguide.com/disclaimer</loc>
    <lastmod>2024-12-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
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